Bidar DCC Bank has established SAHAKARA RURAL DEVELOPMENT ACADEMY (SAHARDA) a premier training Institute to provide a fillip to the self help group movement ( SHG) Primarily in Bidar Dist. And seeding the Idea across the Country.
It has played the decisive role by capacity building of the stake holders in microfinance sector.
SAHARDA is a outcome of the need felt by DCCB Bidar on its successful demonstration of taking the banking to the unreached sections of the society through self help groups ( SHG). The model recognized as co-operative model – SHG'S across the country. The SHG movement was encouraged by NABARD was extended to commercial Banks in 1992 and Regional Rural Banks in 1993. Co-operatives were covered in 1996. The management of Bidar DCC Bank took the commitment upon itself to cover all the poor families in the district under SHG program.
As part of commemoration of Diamond Jubilee of the Bank in 1998, this momentous decision turned out to be the first milestone of the Bank in its Journey to cover all the rural poor households under the SHG Bank Linkage program.
Soon after the beginning of SHG activity Bank realized that Capacity Building of all the players in the field of microfinance is imperative for promotion & linkage of quality groups. SAHAKARA RURAL DEVELOPMENT ACADEMY ( SAHARDA) a fully fledged training centre was established with excellent infrastructure and Resource persons with practical experience in the field of micro finance to provide training to its own staff, other Bankers, NGO's, Government officials, and others. NABARD has been sponsoring from 2000-01, a large number of training programs conducted by SAHARDA for sensitizing non officials and officials of Co-operative Banks commercial Banks, Govt officials, NGO'S and others in the country. Many of the DCCB'S in the country after exposure visit to SAHARDA have successfully adopted the Bidar model and are reaping the benefits of promoting & lending SHG's in their respective districts. SAHARDA has designed simple, easy to understand training modules for SHG Members. Training is imparted on SHG Concept, leadership credit management book keeping & Auditing.
A study conducted by SAHARDA on streeshakthi SHG's in 2001 observed the need for improvement it the quality of SHG's formed by Anganawadi Workers. Who were not aware of the SHG concept. SAHARDA ensured formation of quality groups through its training to anganwadi workers as well as SHG Members.